These are the sorts of money articles that just PISS ME OFF.
Take this paragraph from the aforementioned pissing off article:
"If you eliminate $100 of wasteful spending per month and instead channel that cash to an investment vehicle that yields an annual interest rate of 10%, that translates to more than $75,000 over 20 years, and more than $500,000 over the course of 40 years."
WHO is paying ten percent interest these days, especially on a lousy hundred dollars? Oooo that's right: noooooobody.
Hey, I have an even better idea. Put that $100 into "an investment vehicle" that yields an annual interest of 50% and you'll be able to retire rich five times quicker!
The really funny thing is that included with this article is a chart showing the interest rates of different "investment vehicles" and unless I'm blind, I'm not seeing any ten percenters. ONE percent is more the norm.